Joining HOPE Credit Union
- To become an adult member of a credit union, you
must be over 18 years old (for Junior Savers, see below) and live
or work in the area covered by the credit union,
known as its "common bond". HOPE Credit Union
currently covers the Postal Code districts PL1 -
PL21 as shown by the red line on the map below. If
you aren't sure if you qualify, please contact us to confirm.
- Next, you will need to complete an application
form. This can be obtained from one of our service points, see
the markers on the above map, or you can print one
out by clicking here. Please
complete the green sections.
- Finally, like all banks and building societies, it
is a requirement of the Prudential Regulation
Authority (PRA) and the Financial Conduct Authority
(FCA) that we positively identify all of our
members. This means that we need to establish your
name and your current address. To do this, bring
your completed application form along to one of our
- a photographic identification document, for
instance, a passport or photo driving licence;
- a proof of address such as a recent utility
- a membership fee of £2 and at least £1 to pay
into your share account.
- We will then send you a Welcome Pack containing a
passbook which you can use to save with the credit
union. Alternatively, you can complete a Standing
Order (included as part of the Welcome Pack) to
enable you to save a fixed amount weekly or
monthly - it's amazing how quickly your savings
- After a qualifying period, you are eligible to
take out a loan - you can get more information by
- Finally, as a member, your savings and loans are
automatically covered by valuable Life Insurance at
no cost to you! For more details, click here.
- HOPE Credit Union has an active junior saver
community mainly based in several local schools
through Savings Clubs. However, membership is open
to all below the age of 18 who qualify as living or
attending school in the common bond (see the red
line in the map above). Junior saver membership is
- When a junior reaches the age of 18, he/she
automatically becomes enrolled as an adult member of
the credit union. At this time, we will send you a
Welcome Pack. The normal £2 membership fee is waived
in this case.
- Junior saver application forms are available
through your school (we currently have savings
schemes with several schools and the list is
growing), or directly using an application form
available at our service points. You can also print
one out by clicking here.
Please complete the green sections.
- Hand your completed application form in at your
school savings club, or bring it one of our service points. We
will do the rest.
- Junior savers are not covered by life insurance,
and cannot apply for loans from the credit union.
Paying Money into Your Account
You can pay money into your account in many different
- By going to a Service Point by cash or cheque.
They are situated in many different places across
the city, zoom in on the map above or the list here.
- By making regular payments using a Standing Order
from your bank account. You can do this through your
local bank branch, by telephone to your bank, or by
filling in a Standing
Order Form and sending it to us or
dropping it in to a Service Point. You
can get a blank one at a Service Point or
print it yourself. Don't forget to put your
Membership Number in the "Reference" field so we
know which account to put it in. (This is by far
the least hassle-free way!)
- By making a "one-off" payment from your bank
account. You can do this at your local bank branch,
by telephone to your bank, or online using your
bank's web site or app. You'll need to quote the
- HOPE Sort Code: 08:92:50
- HOPE Account Number: 67005653
- Reference for payment: (Please quote your
(The above details are for our Current
Account held with the
Co-operative Bank plc)
- If you have any difficulties at all, please
contact us here.
Whenever you attend a Service Point or
Paying-in Point don't forget to bring your Passbook so
we can update it.
We look forward to welcoming you as a member of
HOPE (Plymouth) Credit Union and trust you will
benefit from the services we offer. Remember, it's
run by volunteers who are all members of your
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British Credit Unions
Registered Office: 142 Union
Street, Stonehouse, Plymouth PL1 3HL. Registered
Authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority.
A Member of the Association of British Credit Unions