Plymouth and District Credit Union

What is a Credit Union?

• A locally based community organisation that offers a secure savings and loans facility at convenient places in the Plymouth area of Devon, England.
• It offers an opportunity to members to save and is a source for low cost loans.
• It gives people in the community the chance to be part of their own financial co-operative.
• Your savings and loans have valuable Life Insurance, so if the worst happens, you’re covered. In fact, in most cases, your loan will be repaid, and your shares will be repaid with a bonus.

Who can join as a member?

• Anyone over 16 living or working in the area covered by the credit union. In the case of Plymouth and District Credit Union, this is anywhere within the City of Plymouth.  We also have junior savings schemes for those under 16.

Is my money safe?

• All credit unions are authorised by the Financial Services Authority (FSA).
• Your savings are guaranteed by the Financial Services Compensation Scheme which means that, if the credit union becomes insolvent, your savings are safe.

To find out more, please contact us

Do you have debt problems?

• Have you got problem with debts? Can't see how to sort out your money problems? Come and talk to us, we can help either directly or thorough our partners at the Consumer Credit Counselling Service. Or you could try an an online financial healthcheck from the the Money Advice Service. And its all free!

Useful links

Financial Service Authority

Association of British Credit Unions

Consumer Credit Counselling Service

Money Advice Service

Plymouth and District Credit Union is a trading name of HOPE (Plymouth) Credit Union Ltd
Registered Office: 142 Union Street, Stonehouse, Plymouth PL1 3HL. Registered Number IP00561C
Authorised and Regulated by the Financial Services Authority. FRN 213688
A Member of the Association of British Credit Unions Ltd (ABCUL)